Payments Research
How business payments to Asia lose 3% to 5%, and what a different settlement rail changes

Asia now supplies 45% of Mexico’s imports ahead of North America
$30,000–$50,000 gone on every $1M paid to Asian suppliers
2 to 3 days of working capital stuck in transit on every payment
An estimated $9B–$15B a year lost to moving the money, not the goods
A full breakdown of where 3% to 5% actually goes — fee, spread, and the layer no statement shows.
The three forces that kept the cost in place for a decade, and why fixing it means changing the rail, not the bank.
How the same payment moves on correspondent banking versus a tokenized rail — and what the difference costs you.
The five questions to ask any provider, and how to tell when switching is actually worth it.
For decades the corridor’s cost survived because no alternative existed. That’s no longer true. The report gives your finance team the full number, the two rails side by side, and the five questions to ask before switching.
